After a thorough analysis in cooperation with EU countries we have identified many regulatory restrictions that hamper innovation and investment in the retail sector.

Police fired tear gas against protesters in Greece and Macedonia over the weekend, as diplomats signed a name deal to unlock EU enlargement.

EU states, plus Norway, Switzerland, Iceland and Liechtenstein, registered 728,470 asylum applications last year, a 44 percent drop compared to 2016. Germany had the highest registrations at 222,560, followed by Italy and France.

Non-citizens from Nigeria to Afghanistan get a binding 'vote' on whatever the EU's internal debates submit to them. They will vote with their feet on whether to keep trying their luck when faced with a new system.

Last weekend some 175,000 people in the Basque country demanded a 'right to decide'. For some, it means more autonomy from Spain, others independence. "We want to open a second front within the Spanish state," says one Basque politician.

Payments regulation has the potential to make or break the FinTech revolution, which will have meaningful consequences for the whole financial services sector and society more broadly.